invoice finance factoring how it works

Invoice Finance & Debtor Factoring
How it works

Learn how our solution meets your cash flow needs, hassle-free and keeps you in control.

Invoice Finance – A flexible solution that lets you unlock cash flow fast by selling your invoices online

Once you upload your invoice and successfully verified, funds will be in your account in as little as 24 hours. We can advance up to 90% of the invoice value less a small fee.

We provide Invoice finance to support business growth and businesses wanting to speed up cash flow locked up in invoices. This type of finance is perfect for difficult economic times. Our Investors can use invoices as collateral, rather than unsecured loans.

flexible financingFLEXIBLE FINANCING

Pay-As-You-Go service, only sell your invoices when you need to

quick drawdown invoiceinterchange


We can advance within 4 hrs to help you grow quickly*

*Conditions apply

transparent feesTRANSPARENT FEES

No lock-ins, no hidden fees, lower than your traditional options out there


You maintain your customer relationship

How InvoiceInterchange works

Cash flow uncertainty prevents businesses from taking on new projects and investing. It also puts pressure on business relationships. Convenient and timely invoice finance boosts your cash flow when needed most. Research has also demonstrated that our services can result in higher business profits, turnover and better employment prospects.

Upload Invoice1. UPLOAD INVOICE

Submit one or many invoices and we will review before your trade goes live

investors bid on your invoice 2. INVESTORS FUND YOUR INVOICE

Your invoices are now live on our platform. This is when they’re funded by our community of investors

receive cash from winning bid3. RECEIVE CASH FROM WINNING BID

Once the trade closes, funds will be advanced and available to you within 4 hours if required

Financing that meets your needs

What happens when businesses use alternative invoice financing?

Source: The UK Alternative Finance Industry Report 2014, Nesta & The University of Cambridge

Is your business eligible?

If you’re tired of waiting for customers to pay you, we’ll help ease your cash flow.

  • Australian registered business with an ABN
  • Sells products or services to other businesses
  • Minimum annual turnover of A$250,000
  • Minimum of 6 months operating history
  • Sells to at least to one large customer (e.g. public listed, blue-chip companies, Gov)

Ready to get started?

Apply now to get financed today